FinTech Innovation: Disrupting the Financial Landscape

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Course Dates

STARTS ON

28 October 2021

Course Duration

DURATION

6 weeks, online
4–6 hours per week

Course Duration

PROGRAMME FEE

US$2,000

Course Information Flexible payment available
Course Information Special group enrolment pricing

Why the Best Time to Study FinTech is Now

FinTech solutions are reshaping the financial services industry through disruptive technologies like artificial intelligence and blockchain. In 2020, these technologies helped to drive transformation and venture capital investment in FinTech to $105 billion globally and to $4.1 billion in the UK—the highest investment in Europe and second only to the US.

The rapid growth and evolving innovations in FinTech require flexibility and perseverance as well as risk tolerance. This programme is designed to provide the knowledge and expertise to enable you and your company keep pace with change while maximising the benefits and minimising the risks of your opportunities in FinTech.

$22.6 Billion

The value of AI technology in FinTech is expected to reach $22.6 billion by 2025, a CAGR of 23.37%.

SOURCE: RESEARCH AND MARKETS

90%

Nearly 90% of card payments in the UK were contactless in 2020.

SOURCE: Barclaycard

$27 Billion

Blockchain deployments are expect to help banks save up to $27 billion by the end of 2030, reducing costs by more than 11%.

Source: Juniper Research

Key Takeaways

This programme delivers value by providing a broad view of FinTech and how technology is influencing the ways data is used, misused, leveraged and shared by financial intermediaries. Throughout this six-week programme, you will:

  • Discover how digitisation is evolving the financial sector.
  • Learn how technologies like AI, data analytics and blockchain can help improve financial services and enhance revenue and profits.
  • Analyse how various financial technologies are being used to address information problems in the financial services industry.

Who Should Attend?

This programme provides participants with a strategic overview of FinTech; an understanding of the impact of technological advancements such as big data, AI and blockchain; and a deeper knowledge of how technology can address information problems. Participants who will benefit most include:

  • Mid- to senior-level banking and finance professionals
  • CXOs of FinTech startups
  • Trading strategists
  • Consultants
  • Compliance/regulatory professionals

Representative roles include:

  • Finance Director
  • VP of Finance
  • Financial Planning Manager
  • Finance Manager
  • Financial Analyst
  • Credit Analyst
  • Economist
  • Management Accountant
  • Investor
  • Startup Managing Partner
  • Startup Founding Partner
  • Startup CEO
  • Startup CFO
  • Fund Manager
  • Investment Director
  • Investment Strategist
  • Portfolio Manager
  • Asset Manager
  • Venture Capitalist
  • Financial Advisor
  • Algorithmic Trader
  • FinTech Advisor
  • FinTech Consultant
  • Associate FinTech Consultant
  • FinTech Strategic Advisor
  • VP/Audit & Compliance
  • Compliance Manager
  • Risk Manager
  • Audit Manager

Syllabus

Participants should expect to devote 4–6 hours per week to the programme, including faculty lectures, activities and assigned readings.

Module 1:

Digital Transformation in Financial Services

Examine the transformation of financial services and the changing roles of financial intermediaries. Discover the disruptive technological forces that are driving financial innovation and review examples of alternative lending.

Module 2:

Big Data & AI in Financial Services

Gain a better understanding of big data and imperfect information as well as data analytics and its applications in finance. Learn about AI in finance and identify opportunities where AI can have an impact, including insurance and investment.

Module 3:

Smart Contracts & Blockchain

Explore the evolution of trust in financial technology and the types of technology that enable trust (without knowing your counterparty). Get more information on topics including distributed ledger, blockchain cryptography, hashing, mining and smart contracts.

Module 4:

Asymmetric Information & Risk Valuation

Learn about asymmetric information and its two principal problems: moral hazard and adverse selection. Then get an introduction to credit risk, review companies using financial technology to reduce their risks, and understand the five Cs of credit, credit risk valuation and factors that predict risk.

Module 5:

Behavioural Biases & Nudge Solutions

Delve into behavioural biases—including loss aversion, mental accounting and reference points—and their impact on financial decision-making. Then broaden your knowledge of advising using behavioural bias data and nudge solutions for tax and fiscal policy.

Module 6:

Governance, Privacy and Discrimination Concerns with Data and Future of FinTech

Examine the problem of poor data and algorithms, see how companies are using data to influence customer behaviour, and dive further into topics including discrimination, data monitoring and social credit systems. Finally, consider the future of financial innovations, from how data is used to the impact of AI.

Module 1:

Digital Transformation in Financial Services

Examine the transformation of financial services and the changing roles of financial intermediaries. Discover the disruptive technological forces that are driving financial innovation and review examples of alternative lending.

Module 4:

Asymmetric Information & Risk Valuation

Learn about asymmetric information and its two principal problems: moral hazard and adverse selection. Then get an introduction to credit risk, review companies using financial technology to reduce their risks, and understand the five Cs of credit, credit risk valuation and factors that predict risk.

Module 2:

Big Data & AI in Financial Services

Gain a better understanding of big data and imperfect information as well as data analytics and its applications in finance. Learn about AI in finance and identify opportunities where AI can have an impact, including insurance and investment.

Module 5:

Behavioural Biases & Nudge Solutions

Delve into behavioural biases—including loss aversion, mental accounting and reference points—and their impact on financial decision-making. Then broaden your knowledge of advising using behavioural bias data and nudge solutions for tax and fiscal policy.

Module 3:

Smart Contracts & Blockchain

Explore the evolution of trust in financial technology and the types of technology that enable trust (without knowing your counterparty). Get more information on topics including distributed ledger, blockchain cryptography, hashing, mining and smart contracts.

Module 6:

Governance, Privacy and Discrimination Concerns with Data and Future of FinTech

Examine the problem of poor data and algorithms, see how companies are using data to influence customer behaviour, and dive further into topics including discrimination, data monitoring and social credit systems. Finally, consider the future of financial innovations, from how data is used to the impact of AI.

*For more information on the syllabus, download the brochure.

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FinTech Examples

Social Credit Systems

Social Credit Systems

Why would Chinese citizens sign up to have an algorithm score how valuable they are as a human being?

Digital Disruptors

Digital Disruptors

Discover how the competitive landscape has changed for financial services firms like Wells Fargo.

P2P Lending Models

P2P Lending Models

Explore how organisations like Kiva provide funding for the unbanked.

Smart Contract Technology

Smart Contract Technology

Discover how the largest crowdfunding in history, for the DAO, raised over $150M only to fail due to a recursive call bug.

Faculty

Profile picture of programme faculty, Dr. Raghavendra Rau

Dr Raghavendra Rau

Sir Evelyn de Rothschild Professor of Finance MBA (IIM Bangalore), MSc, PhD (INSEAD)

Professor Rau is the Sir Evelyn de Rothschild Professor of Finance at Cambridge Judge Business School and has also served as the president of the European Finance Association, principal at Barclays Global Investors and the editor of Financial Management. At Cambridge, he is a founder and director of the Cambridge Centre... More info

Certificate

Example image of certificate that will be awarded after successful completion of this program

Certificate

Upon successful completion of the programme, participants will be awarded a digital certificate of completion by Cambridge Judge Business School Executive Education.

Please note that this programme can be incorporated into the completion of the Cambridge General Management Certificate of Achievement (GMCA). It will be credited as an "in-person" two-day programme for the purpose of meeting the GMCA requirements. If you require more details on the GMCA and wish to speak to our advisors, please contact executive.education@jbs.cam.ac.uk.

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Note: After successful completion of the online programme, your verified digital certificate will be emailed to you in the name you used when registering for the programme. All certificate images are for illustrative purposes only and may be subject to change at the discretion of Cambridge Judge Business School Executive Education.

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Early registrations are encouraged. Seats fill up quickly!

Flexible payment options available. Learn more.