FinTech Innovation: Disrupting the Financial Landscape

Real-world applications of Analytics, AI and blockchain for financial services

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Course Dates

STARTS ON

1 November 2022

Course Duration

DURATION

6 weeks, online
4–6 hours per week

Course Fee

Why the Best Time to Study FinTech is Now

FinTech solutions are reshaping the financial services industry through disruptive technologies like artificial intelligence and blockchain. In 2020, these technologies helped to drive transformation and venture capital investment in FinTech to $105 billion globally and to $4.1 billion in the UK—the highest investment in Europe and second only to the US.

The rapid growth and evolving innovations in FinTech require flexibility and perseverance as well as risk tolerance. This programme is designed to provide the knowledge and expertise to enable you and your company keep pace with change while maximising the benefits and minimising the risks of your opportunities in FinTech.

$22.6 Billion

The value of AI technology in FinTech is expected to reach $22.6 billion by 2025, a CAGR of 23.37%.

SOURCE: RESEARCH AND MARKETS

$27 Billion

Blockchain deployments are expect to help banks save up to $27 billion by the end of 2030, reducing costs by more than 11%.

Source: Juniper Research

Key Takeaways

This programme delivers value by providing a broad view of FinTech and how technology is influencing the ways data is used, misused, leveraged and shared by financial intermediaries. Throughout this six-week programme, you will:

  • Discover how digitisation is evolving the financial sector.
  • Learn how technologies like AI, data analytics and blockchain can help improve financial services and enhance revenue and profits.
  • Analyse how various financial technologies are being used to address information problems in the financial services industry.

Who Should Attend?

This programme provides participants with a strategic overview of FinTech; an understanding of the impact of technological advancements such as big data, AI and blockchain; and a deeper knowledge of how technology can address information problems. Participants who will benefit most include:

  • Mid- to senior-level banking and finance professionals
  • CXOs of FinTech startups
  • Trading strategists
  • Consultants
  • Compliance/regulatory professionals

Representative roles include:

  • Finance Director
  • VP of Finance
  • Financial Planning Manager
  • Finance Manager
  • Financial Analyst
  • Credit Analyst
  • Economist
  • Management Accountant
  • Investor
  • Startup Managing Partner
  • Startup Founding Partner
  • Startup CEO
  • Startup CFO
  • Fund Manager
  • Investment Director
  • Investment Strategist
  • Portfolio Manager
  • Asset Manager
  • Venture Capitalist
  • Financial Advisor
  • Algorithmic Trader
  • FinTech Advisor
  • FinTech Consultant
  • Associate FinTech Consultant
  • FinTech Strategic Advisor
  • VP/Audit & Compliance
  • Compliance Manager
  • Risk Manager
  • Audit Manager

Syllabus

Participants should expect to devote 4–6 hours per week to the programme, including faculty lectures, activities and assigned readings.

Module 1:

Digital Transformation in Financial Services

Examine the transformation of financial services and the changing roles of financial intermediaries. Discover the disruptive technological forces that are driving financial innovation and review examples of alternative lending.

Module 2:

Big Data & AI in Financial Services

Gain a better understanding of big data and imperfect information as well as data analytics and its applications in finance. Learn about AI in finance and identify opportunities where AI can have an impact, including insurance and investment.

Module 3:

Smart Contracts & Blockchain

Explore the evolution of trust in financial technology and the types of technology that enable trust (without knowing your counterparty). Get more information on topics including distributed ledger, blockchain cryptography, hashing, mining and smart contracts.

Module 4:

Asymmetric Information & Risk Valuation

Learn about asymmetric information and its two principal problems: moral hazard and adverse selection. Then get an introduction to credit risk, review companies using financial technology to reduce their risks, and understand the five Cs of credit, credit risk valuation and factors that predict risk.

Module 5:

Behavioural Biases & Nudge Solutions

Delve into behavioural biases—including loss aversion, mental accounting and reference points—and their impact on financial decision-making. Then broaden your knowledge of advising using behavioural bias data and nudge solutions for tax and fiscal policy.

Module 6:

Governance, Privacy and Discrimination Concerns with Data and Future of FinTech

Examine the problem of poor data and algorithms, see how companies are using data to influence customer behaviour, and dive further into topics including discrimination, data monitoring and social credit systems. Finally, consider the future of financial innovations, from how data is used to the impact of AI.

Module 1:

Digital Transformation in Financial Services

Examine the transformation of financial services and the changing roles of financial intermediaries. Discover the disruptive technological forces that are driving financial innovation and review examples of alternative lending.

Module 4:

Asymmetric Information & Risk Valuation

Learn about asymmetric information and its two principal problems: moral hazard and adverse selection. Then get an introduction to credit risk, review companies using financial technology to reduce their risks, and understand the five Cs of credit, credit risk valuation and factors that predict risk.

Module 2:

Big Data & AI in Financial Services

Gain a better understanding of big data and imperfect information as well as data analytics and its applications in finance. Learn about AI in finance and identify opportunities where AI can have an impact, including insurance and investment.

Module 5:

Behavioural Biases & Nudge Solutions

Delve into behavioural biases—including loss aversion, mental accounting and reference points—and their impact on financial decision-making. Then broaden your knowledge of advising using behavioural bias data and nudge solutions for tax and fiscal policy.

Module 3:

Smart Contracts & Blockchain

Explore the evolution of trust in financial technology and the types of technology that enable trust (without knowing your counterparty). Get more information on topics including distributed ledger, blockchain cryptography, hashing, mining and smart contracts.

Module 6:

Governance, Privacy and Discrimination Concerns with Data and Future of FinTech

Examine the problem of poor data and algorithms, see how companies are using data to influence customer behaviour, and dive further into topics including discrimination, data monitoring and social credit systems. Finally, consider the future of financial innovations, from how data is used to the impact of AI.

*For more information on the syllabus, download the brochure.

Download Brochure

FinTech Examples

Social Credit Systems

Social Credit Systems

Why would Chinese citizens sign up to have an algorithm score how valuable they are as a human being?

Digital Disruptors

Digital Disruptors

Discover how the competitive landscape has changed for financial services firms like Wells Fargo.

P2P Lending Models

P2P Lending Models

Explore how organisations like Kiva provide funding for the unbanked.

Smart Contract Technology

Smart Contract Technology

Discover how the largest crowdfunding in history, for the DAO, raised over $150M only to fail due to a recursive call bug.

Faculty

Profile picture of programme faculty, Dr. Raghavendra Rau

Dr Raghavendra Rau

Sir Evelyn de Rothschild Professor of Finance, MBA (IIM Bangalore), MSc, PhD (INSEAD)

Professor Rau is the Sir Evelyn de Rothschild Professor of Finance at Cambridge Judge Business School and has also served as the president of the European Finance Association, principal at Barclays Global Investors and the editor of Financial Management. At Cambridge, he is a founder and director of the Cambridge Centre... More info

Certificate

Example image of certificate that will be awarded after successful completion of this program

Certificate

Upon successful completion of the programme, participants will be awarded a digital certificate of completion by Cambridge Judge Business School Executive Education.

Please note that this programme can be incorporated into the completion of the Cambridge General Management Certificate of Achievement (GMCA). It will be credited as an "in-person" two-day programme for the purpose of meeting the GMCA requirements. If you require more details on the GMCA and wish to speak to our advisors, please contact executive.education@jbs.cam.ac.uk.

Download Brochure

Note: After successful completion of the online programme, your verified digital certificate will be emailed to you in the name you used when registering for the programme. All certificate images are for illustrative purposes only and may be subject to change at the discretion of Cambridge Judge Business School Executive Education.

FAQs

  • How do I know if this programme is right for me?

    After reviewing the information on the programme landing page, we recommend you submit the short form above to gain access to the programme brochure, which includes more in-depth information. If you still have questions about whether this programme is a good fit for you, please email learner.success@emeritus.org, and a dedicated programme advisor will follow up with you very shortly.


    Are there any prerequisites for this programme?

    Some programmes do have prerequisites, particularly the more technical ones. This information will be noted on the programme landing page, as well as in the programme brochure. If you are uncertain about programme prerequisites and your capabilities, please email us at learner.success@emeritus.org for assistance.


    Note that, unless otherwise stated on the programme web page, all programmes are taught in English, and proficiency in English is required.


    What is the typical class profile?

    More than 50 per cent of our participants are from outside the United States. Class profiles vary from one cohort to the next, but generally, our online certificates draw a highly diverse audience in terms of professional experience, industry and geography—leading to a very rich peer learning and networking experience.


    What other dates will this programme be offered in the future?

    Check back at this programme web page or email us at learner.success@emeritus.org to inquire if future programme dates or the timeline for future offerings have been confirmed yet.

  • How much time is required each week?

    Each programme includes an estimated learner effort per week. This is referenced at the top of the programme landing page under the Duration section, as well as in the programme brochure, which you can obtain by submitting the short form at the top of this web page.



    How will my time be spent?

    We have designed this programme to fit into your current working life as efficiently as possible. Time will be spent among a variety of activities, including:



    • Engaging with recorded video lectures from faculty
    • Attending webinars and office hours, as per the specific programme schedule
    • Reading or engaging with examples of core topics
    • Completing knowledge checks/quizzes and required activities
    • Engaging in moderated discussion groups with your peers
    • Completing your final project, if required

    The programme is designed to be highly interactive while also allowing time for self-reflection and to demonstrate an understanding of the core topics through various active learning exercises. Please contact us at learner.success@emeritus.org if you need further clarification on programme activities.



    What is it like to learn online with the learning collaborator, Emeritus?

    More than 250,000 professionals globally, across 80 countries, have chosen to advance their skills with Emeritus and its educational learning partners. In fact, 90 per cent of the respondents of a recent survey across all our programmes said that their learning outcomes were met or exceeded.

    A dedicated programme support team is available 24/5 (Monday to Friday) to answer questions about the learning platform, technical issues or anything else that may affect your learning experience.


    How do I interact with other programme participants?

    Peer learning adds substantially to the overall learning experience and is an important part of the programme. You can connect and communicate with other participants through our learning platform.

  • What are the requirements to earn the certificate?

    Each programme includes an estimated learner effort per week, so you can gauge what will be required before you enrol. This is referenced at the top of the programme landing page under the Duration section, as well as in the programme brochure, which you can obtain by submitting the short form at the top of this web page. All programmes are designed to fit into your working life.

    This programme is scored as a pass or no-pass. Participants must complete the required activities to pass and obtain the certificate of completion. Some programmes include a final project submission or other assignments to obtain passing status. This information will be noted in the programme brochure. Please contact us at learner.success@emeritus.org if you need further clarification on any specific programme requirements.


    What type of certificate will I receive?

    Upon successful completion of the programme, you will receive a smart digital certificate. The smart digital certificate can be shared with friends, family, schools or potential employers. You can use it on your cover letter or resume and/or display it on your LinkedIn profile. The digital certificate will be sent approximately two weeks after the programme, once grading is complete.


    Can I get the hard copy of the certificate?

    No, only verified digital certificates will be issued upon successful completion. This allows you to share your credentials on social networking platforms, such as LinkedIn, Facebook and Twitter.


    Do I receive alumni status after completing this programme?

    No, there is no alumni status granted for this programme. In some cases, there are credits that count towards a higher level of certification. This information will be clearly noted in the programme brochure.


    How long will I have access to the learning materials?

    You will have access to the online learning platform and all the videos and programme materials for 12 months following the programme start date. Access to the learning platform is restricted to registered participants per the terms of agreement.

  • What equipment or technical requirements are there for this programme?

    Participants will need the latest version of their preferred browser to access the learning platform. In addition, Microsoft Office and a PDF viewer are required to access documents, spreadsheets, presentations, PDF files and transcripts.


    Do I need to be online to access the programme content?

    Yes, the learning platform is accessed via the internet, and video content is not available for download. However, you can download files of video transcripts, assignment templates, readings, etc. For maximum flexibility, you can access programme content from a desktop, laptop, tablet or mobile device.

    Video lectures must be streamed via the internet, and any livestream webinars and office hours will require an internet connection. However, these sessions are always recorded, so you can view them later.

  • Can I still register if the registration deadline has passed?

    Yes, you can register up until seven days past the published start date of the programme without missing any of the core programme material or learnings.


    What is the programme fee and what forms of payment do you accept?

    The programme fee is noted at the top of this programme web page and usually referenced in the programme brochure as well.

    • Flexible payment options are available (see details below as well as at the top of this programme web page next to FEE).
    • Tuition assistance is available for participants who qualify. Please email learner.success@emeritus.org.

    What if I don’t have a credit card? Is there another method of payment accepted?

    Yes, you can do the bank remittance in the programme currency via wire transfer or debit card. Please contact your programme advisor or email us at learner.success@emeritus.org for details.


    I was not able to use the discount code provided. Can you help?

    Yes! Please email us at learner.success@emeritus.org with the details of the programme you are interested in, and we will assist you.


    How can I obtain an invoice for payment?

    Please email learner.success@emeritus.org with your invoicing requirements and the specific programme you’re interested in enrolling in.


    Is there an option to make flexible payments for this programme?

    Yes, the flexible payment option allows a participant to pay the programme fee in instalments. This option is made available on the payment page and should be selected before submitting the payment.


    How can I obtain a W9 form?

    Please email us at learner.success@emeritus.org for assistance.

  • What is the policy on refunds and withdrawals?

    You may request a full refund within seven days of your payment or 14 days after the published start date of the programme, whichever comes later. If your enrolment had previously been deferred, you will not be entitled to a refund. Partial (or pro-rated) refunds are not offered. All withdrawal and refund requests should be sent to admissions@emeritus.org.



    What is the policy on deferrals?

    After the published start date of the programme, you have until the midpoint of the programme to request to defer to a future cohort of the same programme. A deferral request must be submitted along with a specified reason and explanation. Cohort changes may be made only once per enrolment and are subject to availability of other cohorts scheduled at our discretion. This will not be applicable for deferrals within the refund period, and the limit of one deferral per enrolment remains. All deferral requests should be sent to admissions@emeritus.org.

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Early registrations are encouraged. Seats fill up quickly!